There is no question of whether or not you need to wear a motorcycle helmet as the injuries can be devastating after an accident. However, legally, there are many factors that go into this decision, including local laws and state regulations as well as insurance considerations.
When You Violate State Law
If you were involved in a motorcycle accident, it is important to know whether or not you were wearing a helmet at the time. If you weren’t wearing a helmet, your claim against another party may be stronger than if you had been wearing one, as per injury lawyer in Grimsby.
The law varies from state to state as far as what constitutes an adequate defense against negligence claims for not wearing a helmet during an accident. In some states, if there was no evidence that anyone saw either party riding recklessly or not complying with traffic laws prior to impact, then neither party would have liability even if they were both riding recklessly at the same time and place. However, many other states require that both drivers must be acting irresponsibly before they can escape liability for their actions after impact occurs (even though they may have been traveling at high speeds).
When No State Helmet Law Applies
If you were not wearing a helmet during your motorcycle accident, but state law applies to your case, the evidence of helmet law violation is admissible. However, there are some exceptions to this rule. In order for a judge or jury to consider such evidence in their deliberations on damages and injuries suffered by you or other innocent parties involved in the crash, it must be shown that:
There was no helmet law violation;
The person(s) responsible for causing these injuries did not have any intent to break any laws; and
The person(s) responsible for causing these injuries did not have any intent to cause harm or injury involuntarily.
Insurance Considerations and More
If you don’t wear a helmet, your insurance company may not pay your claim. This could lead to a risk of higher premiums or even cancellation of coverage altogether. Your family should also be prepared for the possibility that they will be responsible for any medical bills related to the accident, as well as any property damage suffered by others involved in it.
If someone else was at fault (or if he or she is uninsured), there’s no guarantee that they’ll assume liability for injuries sustained by those who were wearing helmets but not enough protection from other drivers’ negligence—and this is especially important when talking about motorcycle accidents involving multiple vehicles on city streets with narrow lanes and crowded traffic around them.
Finally, if someone else was driving under the influence at the time of impact (such as alcohol), then their own personal injury lawsuit could end up costing them more than just financial compensation. Lawsuits against intoxicated drivers can often take years before resolution due simply because judges tend to wait until after sentencing before deciding whether or not someone should serve jail time depending upon how much alcohol was consumed during consumption.